Western Business Checking

Requirements:

• $2,000.00 opening balance
• $10.00 below minimum balance service charge may apply

Benefits:

• No monthly service charge
  
• First box of basic checks at no charge
  
• Unlimited check writing privileges
  
• Free Internet Banking
  
• Free Bill Pay (account will be converted to Business Checking Account if number of deposited items exceeds 100 in one statement cycle)

Western Savings

Requirements:

• $100.00 opening balance
  
• $100.00 minimum balance to avoid a $3.00 service charge
  
• Savings accounts have a transaction limit of six transactions per statement cycle of which no more than three may be to a third party. There will be $2.00 per transaction charge for exceeding transaction limit.

Benefits:

• Interest bearing*
  
• Free Internet Banking

Western Money Market

Requirements:

• $2,500.00 opening balance
  
• $2,500.00 minimum balance to avoid a monthly service charge
  
• Limit of six transactions per statement cycle. There will be $10.00 per transaction charge for exceeding transaction limit.
  
• Interest rate will increase or decrease at the following balance levels:
  • $2,500.00 - $9,999.99
    
  • $10,000.00 - $24,999.99
    
  • $25,000.00 and over
    
• Free Debit Card (upon approval)
  
• Free Internet Banking
  
• Free Bill Pay

Benefits:

• Interest bearing*

Cost:

• $10.00 service charge if balance falls below minimum
• Forfeit interest if balance falls below minimum during account cycle
• Withdrawals limitations may apply

Western NOW Account

Requirements:

• $1,000.00 minimum balance

Benefits:

• First box of basic checks at no charge
  
• Unlimited check writing
  
• Interest bearing*
  
• Free Debit Card (upon approval)
  
• Free Internet Banking
  
• Free Bill Pay

Cost:

• $10.00 service charge if balance falls below minimum

Western HSA (Health Savings Account)

Requirements:

• $100.00 opening balance

Benefits:

• Interest bearing*
• No service charges
• Unlimited transactions
  

Western Basic Checking

Requirements:

• $100.00 opening balance
• $500.00 minimum balance
• $5.00 below minimum balance service charge may apply

Benefits:

• First box of basic checks at no charge
  
• Unlimited check writing privileges
  
• Free Internet Banking
  
• Free Bill Pay

Western Club Checking

Requirements:

• $100.00 opening balance

Benefits:

• $10,000.00 accidental death insurance
• Free basic printed checks
• No fee for regular traveler's checks, cashier's checks, and money orders
• No minimum balance
  
• Unlimited check writing privileges
  
• Free Internet Banking
  
• Free Bill Pay (account will be converted to Business Checking Account if number of deposited items exceeds 100 in one statement cycle

Cost:

• $6.00 service charge per statement cycle

Western First Choice

Requirements:

• $100.00 opening balance
• $5,000.00 minimum relational balance to avoid service charge of $10.00

Benefits:

• Interest bearing*
  
• Unlimited check writing privileges
  
• Free Internet Banking
  
• Free Bill Pay (account will be converted to Business Checking Account if number of deposited items exceeds 100 in one statement cycle

 

*Rates are subject to change.